Hey dude,
Ok first of all don't have her crotch meet at a point.
Put some more edge loops in there. If her legs meet at a point like the
way you have it, the deformations will not be correct; they will look
very awkward. Putting more edge loops around the source of the bend will
give you more effective deformations when animating your model.
Hope this helps and if you have any more questions just send me a message!
Cheers,
Josh Wyzykowski
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